Home ownership is a dream that a lot of people have. It may seem like physical evidence of their business success or an important stepping stone to something bigger and better. Not everyone has the same luck however. There are plenty of people who live in apartments and other rented homes because they don’t have sufficient funds for a substantial down payment or the ability to make large mortgage payments. Some of these individuals decide their solution to home ownership should start with the type of mobile homes Williston ND citizens have successfully purchased. Before they make a big commitment however, they should understand the different types of housing available.
A lot of people still think of these types of residences as the old metal sided structures set up in less than desirable locations in rural areas. While such dwellings still exist, the current crop of homes has come a long way. Today you have the opportunity to chose from prefabricated or manufactured housing that is modern and well built, but very different. Prefabs are factory built structures that are transported in pieces to the building site. There are basically two types of fabricated houses.
One type of prefabrication is panel built. This means the structure’s walls are built in the factory and then transported to the site where they are erected on an already laid foundation. They may be one or more stories, and often have fixtures and appliances that can be secured while the walls are in transit. This can lead to savings for the purchaser because there is less for the builder to do.
Modular housing is also built in the factory and moved to the location site to be put together. The difference between these and the panel built houses is the way they are constructed. Modulars are built in a block format with the sections loaded onto trailers that haul them to their destination. Because the trailers must use the roadways, the size of the blocks is restricted. Certain types of home additions such as garages must be constructed on site.
Another kind of mobile home is known as manufactured housing. These residences are the traditional structure most people think of. They may be twelve, twenty-four, or thirty-six feet wide while the length varies depending on the design. These structures usually come fully furnished and are set down on a pad or on blocks hidden by skirting.
Apart from the construction, there are many other differences between prefabricated and manufactured housing. Prefabs are considered real estate whereas manufactured housing falls under the heading of personal property. Because of that, prefabs must follow all federal and state building codes while the other only has to pass HUD regulations which are much less strict.
Most manufactured house is similar in appearance while prefabricated housing can vary wildly in design and quality. Prefabs usually have a higher resell value and have more options when it comes to location. This is probably due to the fact that prefabs are real estate while manufactured homes are personal property.
Depending on your financial situation, you can own some type of single family home, if that is a goal of yours. You should know which kind of home is best suited to you before you make any long term decision.
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